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Defending Against Foreclosures


Nissenbaum Blogs
Foreclosure Defense Law Blog

Who has standing to bring a foreclosure action?
In a recent decision, the Appellate Division of the Superior Court of New Jersey held that a bank that sued for foreclosure did not have “standing” to sue because the bank was not in possession of the mortgage note when...

Can You Stop a Foreclosure Just Because of a Defect in the Paperwork Giving Notice?
In a recent decision, the Appellate Division of the New Jersey Superior Court dismissed a foreclosure complaint without prejudice (which means they can bring the suit again) for failure to identify the lender’s name in the notice of intention to...

May a homeowner defend a foreclosure action on the grounds that the lender cannot prove it owns her mortgage?
The article “Waiting 7 Years for 2 Answers” (New York Times on Sunday, February 27, 2011) discussed the case of Zella Mae Green of Decatur, Georgia. She challenged whether Wells Fargo possessed the documentation it needed to foreclose against her....

Foreclosures are on the rise in New Jersey, New York, Pennsylvania and elsewhere. In certain cases, the Nissenbaum Law Group can defend against them. While no one can guarantee the outcome, frequently all our clients need is sufficient breathing room to obtain alternate financing or to sell the real estate themselves. Filing a good faith defense can often accomplish that. Moreover, by contesting a foreclosure, the firm can often begin a dialog with the lender to see if the debt can be restructured. In this regard, the firm's services include:
  • Defending contested foreclosure matters
  • Handling the legal aspects of restructuring mortgage debt
  • Negotiating with the lender through mediation or otherwise
  • Handling the legal aspects of the refinance


Law Blogs
Nissenbaum Law Blog

Foreclosure Defense

Who has standing to bring a foreclosure action? READ FULL POST

Can you stop a foreclosure just because of a defect in the paperwork giving notice? READ FULL POST

May a homeowner defend a foreclosure action on the grounds that the lender cannot prove it owns her mortgage? READ FULL POST

May a bank foreclose when the homeowners are being evaluated for a loan modification under the Emergency Economic Stabilization Act? READ FULL POST

What is the difference between a judicial and a non-judicial foreclosure under Texas law? READ FULL POST

Can a lender enforce a contract prohibiting a borrower from suing because the lender failed to fund a loan? READ FULL POST

Can a bank foreclose on a home when it does not possess an authentic assignment in its favor of the mortgage note? READ FULL POST

A foreclosure proceeding involving a mortgage may not be brought by one who has no title to it. READ FULL POST

New York court uses Land Sales Full Disclosure Act to allow condo buyers to rescind their contract. READ FULL POST

New York courts uphold many defenses to foreclosures. READ FULL POST

What claims must be raised in a New Jersey foreclosure action to prevent them from being waived? READ FULL POST

Court permits holder of tax certificate and mortgage interest to intervene. READ FULL POST

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